Continuing to live at home for life is the objective of most seniors. Home is the place we are most content. It’s where memories have been and continue to be made. We have meticulously constructed our environment at home based upon our individual tastes and preferences. Plus, it’s where we have the freedom to make all of our own choices: from what and when to eat our meals, to which hobbies we participate in, to the visitors we spend time with.
If maintaining the home or taking care of daily needs ends up becoming difficult later in life, in-home care can be a great option. Senior in-home care allows for independent living where a senior chooses to remain at home with the ideal measure of help.
At Morning Glory Home Care, a trusted provider of home health care in Granite City, IL and the surrounding areas, we receive messages each day from older adults and their relatives who wish to learn more about our aging care solutions, and one of the first questions is commonly, “What are the best ways to cover the cost of home care services?”
There are in fact a number of different methods to pay for home care expenses. Our team is here to help you identify the best solution for you.
Since senior care services are non-medical in nature, the most common method to pay for them is out-of-pocket. Consider these ideas:
The Veterans’ Aid and Attendance program helps wartime veterans and their spouses cover the cost of care in the home, when they meet the following specifications:
Housebound benefits are another consideration for some veterans. This is an amount that’s paid over and above a veteran’s monthly pension. Qualifications include:
Even though Medicare and standard medical insurance plans usually don’t cover the cost for non-medical senior care services, long-term care insurance plans often do. The specifications for making use of a long-term care plan involve a person’s inability to execute basic activities of daily living, for example eating, bathing, getting dressed, using the bathroom, walking, and transferring from a bed to chair.
Morning Glory Home Care’s experts in home health care in Granite City, IL and surrounding areas are here to help you with acquiring any benefits to which you may be entitled. We will work with you to develop a customized plan of care that fits the senior’s individual needs and budget. Give us a call at 618-667-8400 for a no cost in-home assessment at your convenience and to learn more.
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